Feed: Lifestyle | The Guardian
Posted on: Monday, March 7, 2022 10:01 AM
Author: Virginia Wallis
Subject: My partner owns a house – what stamp duty do we pay if we buy another one?
A reader writes that their partner plans to continue to own his house that he rents out when they buy Q I bought my house in June 2019, before I met my partner. When I met him, he was looking to buy a house and did so about 12 months later in late January 2021. He lived in the property for about six months before moving in with me in early August 2021. He started renting out his house the following month and got permission to let from his mortgage company. At this point, he changed his address, moved all of his possessions and furniture in with me and since October 2021, has contributed monthly to the mortgage and bills for the house. He is registered to vote at this address, his car insurance is registered to this address and he is registered with a local GP. Although his name has never been on the deeds or mortgage we have treated the house as though it was both of our main residence. The house that he rents out contains none of his personal items or possessions and he plans to continue renting this house out long term. |